My 2009 TFSA's Transactions

My 2009 TFSA's Transactions
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Jan05  2000.07
Jan09  3000.07
Feb11  (0.14)
Apr16  (5000)
Jun05  2000
Jun 16  (1000)
Jul22  1000
Sep03  1000
Sep21  1000
Oct 1000

 

Opps...  I got my balance over 14 cents at some point, but I quickly fixed it.  This is my own definition of over contribution of 14 cents here.

 

However, the CRA's definition is different from mine. I never know that my withdrawals would not be added back to the limit until the following year.

 

Today, I received a letter from CRA that my total of the excess TFSA amount is $25,000, and I have to pay $250 for the tax penalty.

 

Quite an expensive lesson for me.